BANK RELATED

🏦 Free AI Tools for Banking & Finance

1. Budgeting & Personal Finance

Cleo (web): AI-powered chatbot that helps users track spending and save money. Free version available.

WallyGPT (app): Combines budgeting tools with AI for spending insights and forecasting.

YNAB with ChatGPT integrations (via Zapier or APIs): You can use GPT to analyze your YNAB data for trends or anomalies.

2. Credit Scoring & Risk Analysis

Zest AI (zest.ai): Offers AI credit underwriting tools (mainly for institutions; demo tools available).

Credit Karma (consumer-focused, uses AI for credit improvement suggestions).

3. Financial Analysis & Forecasting

Numerous.ai (numerous.ai): Add-on for Google Sheets and Excel for AI-powered financial data analysis and forecasting.

MonkeyLearn (monkeylearn.com): Text analysis for financial reports and sentiment analysis (free tier available).

Klarity (klaritylaw.com): AI tool for contract and financial document review.

4. Fraud Detection (Basic Tools for Developers/SMBs)

FraudLabs Pro (fraudlabspro.com): Free tier for small-scale fraud detection, mostly for e-commerce and online payments.

Sift Science: While the full platform is paid, small devs can try out features via demo environments.

5. Chatbots for Banking

Tars (hellotars.com): Drag-and-drop chatbot builder for banking use cases (basic free tier).

Dialogflow by Google (dialogflow.cloud.google.com): Build your own AI banking assistant/chatbot.

6. Data Extraction from Bank Statements

Veryfi (veryfi.com): AI-powered data extraction from receipts, invoices, and bank statements (free trials available).

Nanonets (nanonets.com): Extract data from financial documents using AI (limited free tier).

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🧩 Bonus: Open Source & Developer Tools

OpenBanking AI SDKs: APIs and SDKs from providers like Plaid, TrueLayer, or Nordigen (some offer free tiers for devs).

FinBERT: A BERT model fine-tuned for financial sentiment analysis (open source on GitHub).

QuantConnect (quantconnect.com): Algorithmic trading and quantitative finance platform with free access for research.